Massachusetts Capital Mortgage Corp. is a residential and commercial mortgage brokerage company licensed by the state of Massachusetts. Our firm working in conjunction with banks, national wholesalers, portfolio lenders, commercial credit companies, conduits, investment banking companies, and private investors. We will arrange the complete financing package on any viable residential, commercial or construction loan. Our vast network of affiliations with institutional and private sources of capital allows us to offer our clients the most favorable rates and terms available in the industry today. In many instances we can structure a financing package that will save a borrower thousands of dollars in interest.
Whether you’re entering the market for a real estate investment, a trade up, refinancing, or buying your first home, Mass Capital Mortgage not only focuses on getting you the best mortgage rate, we also look for the right mortgage for you.
Buying a home is the largest single financial investment people usually ever make. We are happy to help you determine what type of home you can comfortably afford based on your budget. Knowing your budget and coming up with a monthly payment plan is key to making sure your new home doesn’t put you into financial turmoil. When choosing the right mortgage don’t think of it only as a low rate, consider also other factors – loan types, different amortization terms, down payment options and so on.
For first-time home buyers, purchasing a home is a significant event. Make sure you have all the information you need to make an informed decision. There are several mortgage options, and it can be overwhelming to go through all of them. Our mortgage consultant will listen to your situation and provide the right mortgage package for your needs. The right mortgage isn’t just a low rate – amortization and down payment, prepayment options and refinancing penalties, restrictions and fees also must be considered.
If you have accumulated some high-interest debt but have equity in your home, you should consider a debt consolidation loan. A debt consolidation loan uses the equity in your home to pay off high interest credit cards, car loans, medical bills, and other debt. We can help you roll everything up into one convenient monthly payment and the same time the interest rate for your mortgage will likely be lower than an unsecured loan and much lower than a credit card.
There are many valid reasons for you to refinance your home, and there are certainly several advantages that come with doing so if accomplished at the right time. A refinancing occurs when you take out a new mortgage on your property with a whole new set of terms and conditions, and at a new interest rate. This may be an alternative to taking a more expensive second mortgage. Under some circumstances, it can be cheaper to renegotiate a mortgage at terms and rates that suit your current circumstances.
Despite the fact that there is a significant amount of self-employed people with a stable income they still encounter difficulties when seeking out a mortgage. Self-employed individuals are faced with more strict rules and treated based on the type and amount of their income. Mass Capital Mortgage Corp. has a long list of lenders that offer excellent mortgage options for self-employed professionals. In many cases obtaining a mortgage works exactly the same for a self-employed borrowers as it does for a traditional employees.
At the end of your mortgage term, if you still owe a balance, you will need to renew your mortgage for another term. Renewal time is the ideal time to reassess your options and re-examine your overall financial situation and, as a result, to renew your mortgage with your current lender or switch to a new lender. Our mortgage broker team is available to answer any questions you have and to help you choose the best options and lender for you.
Have you found the perfect investment property? Are you looking to buy single or multi-unit rental, cottage, farm or vacant land in Boston area? Traditionally an investment property mortgage is used by a borrower to buy a property for a rental portfolio to gain income and equity. If you’re planning on moving to a new home and turning your current home into a rental property we can help you get the financing that you need to make it happen. If you’re planning on living in your home and renting out a part of it to tenants, we can help you obtain mortgage loan for home renovations to make it possible.
Building your own home can be a wonderful and exciting experience. Paying for home construction up front is something that many cannot afford and getting a construction mortgage can help your dream come true. The full amount that you need to borrow, in order to finish your construction, is given to you in phases as you complete various construction stages. If you already own the land you want to build on, a first advance is available as equity take-out.
Buying a home is a memorable milestone – Massachusetts Capital Mortgage Corp. can help you achieve that goal.Monday – Friday | 9:00AM – 6:00PM
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After we have made a preliminary analysis of your financing needs, our staff will begin preparing a loan package which will then be presented to our lending source that will best suit your needs. We will keep you completely informed as your loan proposal moves from the initial preparation stage to the final closing. Our rates are competitive and our service is fast. Should you have any questions during the loan process, our staff is as near as your phone.
We are proud to offer each client personalized service. Our clients are assigned to a specific loan specialist with whom they can be in constant contact, and be kept aware of what is happening through the complete application process.
We also offer one of the fastest turn around times from application to closing in the industry. Mass Capital’s structure and size is designed to eliminate red tape found in many larger institutions. We streamline the process in order to bring the loan to a speedy conclusion for your benefit.
We save you time, money and aggravation.